When looking for a dentist, you might hear the terms “in-network” and “out-of-network.” While many assume in-network is the best option, the reality is that an out-of-network dentist can provide you with superior care, more personalized treatment, and greater flexibility—often with little to no additional cost, depending on your insurance plan.
At Dr. Hart’s Office, we focus on delivering the highest quality care, ensuring you get the best possible treatment without being limited by insurance restrictions. Here’s why being out-of-network can actually work in your favor.
What Does “Out-of-Network” Really Mean?
Being out-of-network simply means that a dental office has chosen not to sign a contract with insurance companies. It does not mean you can’t use your insurance benefits. In fact, most PPO dental plans allow you to see any dentist you choose—including out-of-network providers—while still covering a significant portion of your care.
Benefits of Choosing an Out-of-Network Dentist
1. You Get the Best Treatment, Not the Cheapest Option
In-network dentists must follow the insurance company’s restrictions on what treatments, materials, and procedures they can offer—sometimes prioritizing cost savings over quality care.
At Dr. Hart’s Office, we choose the best treatment plan for you, not your insurance company. Whether it’s using premium materials, offering longer-lasting restorations, or recommending preventive care that keeps small problems from turning into major issues, we put your health first.
2. You Get More Personalized and Attentive Care
Because in-network dentists are paid based on lower insurance-negotiated rates, they often need to see more patients in a day to make up for it. This can mean shorter appointment times, rushed visits, and less time to ask questions.
By being out-of-network, we spend more time with each patient—giving you the attention, care, and customized treatment plan you deserve. No rushed appointments. No cutting corners. Just exceptional, patient-centered care.
3. You Still Get Insurance Benefits (And We Handle the Paperwork!)
Many people assume that going out-of-network means paying for everything out of pocket. That’s not the case! We still work with your insurance company on your behalf to maximize your benefits.
We file your insurance claims for you so you don’t have to deal with the hassle. Your insurance may still cover a large portion of your visit, depending on your plan. You may be reimbursed directly by your insurance company, meaning you still save on dental care.
For many patients, the difference in out-of-pocket costs is minimal—especially when considering the higher level of care and better long-term results.
4. No Insurance-Driven Treatment Delays
In-network providers must often wait for insurance approval before performing certain procedures, even if they are urgent. This can delay necessary treatments and lead to worsening dental issues.
Since we are out-of-network, we don’t let insurance companies dictate when or how you get treated. If you need a procedure, we can take care of it right away—without unnecessary delays.
5. No Surprise Fees or Hidden Costs
In-network dentists are bound by insurance reimbursement rates, which means they may need to add additional fees or recommend extra procedures to make up for lower payments from insurance. This can lead to unexpected costs and unclear pricing.
At Dr. Hart’s Office, we provide transparent pricing and honest recommendations based on what’s best for your dental health—not what the insurance company dictates. No hidden fees, no unnecessary add-ons, just straightforward, high-quality care.
Why We Choose to Be Out-of-Network
We believe dental care should be focused on your health and well-being, not insurance company policies. By being out-of-network, we have the flexibility to:
✔ Use higher-quality materials and advanced technology.
✔ Spend more time with each patient to ensure comfort and understanding.
✔ Provide personalized care without insurance restrictions.
✔ Offer faster treatment with no insurance delays.
Does This Mean You’ll Pay More?
Not necessarily! Many of our patients find that their out-of-pocket costs are similar to or only slightly higher than in-network providers—but with a huge difference in quality and care.
Still unsure? We’re happy to check your benefits for you! Call us today, and we’ll help you understand what your insurance will cover and what you can expect to pay.
Your Smile Deserves the Best—Choose Quality Care Over Insurance Limits
At Dr. Hart’s Office, our priority is your health, comfort, and long-term dental wellness. While we may be out-of-network, that only means we work for you—not the insurance companies.
If you’re looking for a dentist who prioritizes your well-being over insurance policies, we’d love to welcome you to our practice. Call us today at 770.215.2944 or Book an Appointment Online to experience the difference firsthand!